Credit
Funding conditions, quoted specialist lenders, and companies showing signs of difficulty.
Bank Rate
3.75%
Held at the MPC meeting of 30 July 2026, on a 6–3 vote. Bank of England. Checked 30 August 2026.
Found Credit
6–10% fixed
Founder Capital's own published borrower pricing: £100k–£2m, 2–5 years, secured, to limited companies and LLPs for business purposes. Borrower pricing, not an investor return.
Practice pricing
1.3–1.6× fees
Founder Capital's published range for accountancy practices, centred on 1.45× gross recurring fees. foundercapital.co.uk/valuation.
Challenger share of SME lending
60%
Challenger and specialist banks' share of gross UK SME bank lending. British Business Bank, Small Business Finance Markets 2025/26.
Companies in difficulty
Negative net assets, overdue filings, insolvency history, or security taken.
Nothing flagged.
Funding figures are point-in-time with the source and date shown against each. They are context, not a live feed.
Check a company against Found Credit’s lending box